Loans & Programs
Loan Types First Time Home Buyer Loan Options Unique Loans and Products Refinance Pathway to Prosperity
Mortgage 101
Mortgage 101 Mortgage Calculators Educational Videos
Find Us
Find a Mortgage Consultant Community Lending Explore Our Family of Brands Brokerage Partners
About Us
About Prosperity Leadership Team Testimonials Career Opportunities Blog & News
Contact Us
Contact Us FHA Case Number Transfer Customer Service Payments
Career Opportunities

The advantage
is yours.

Home financing to make your goals a reality.

National Presence

Local Lenders

Community Focused

Buy a Home

Refinance a Home

Recruitment Scam Warning

Welcome, our doors are open to all! Learn more about Community Lending & Outreach here

We are honored to serve you.

Prosperity Home Mortgage Ranked #1 in Customer Satisfaction among Mortgage Origination Companies.

Get your competitive edge when financing your dream of homeownership.

National Reach

Local Expertise

Community Focused

Learn more

For J.D. Power 2024 Award information, visit www.jdpower.com/awards.

Unique products

Buyer advantage
Lock, shop, home
Real estate investor loans

Special programs

Competitive edge
Pathway to Prosperity*
Wedding gift funds

First-time home buyer programs

No money down
Home Possible
Uplift

Speed up close

Rapid close
Buyer advantage
XLR8

Living in the Philadelphia, PA, Camden, NJ or Wilmington, DE areas?

Ask Us About
Pathway To Prosperity

Learn more

Tracy Perry

Mortgage Consultant

What's your home worth?

Get your free home valuation report!

Professional mortgage consultants

At Prosperity Home Mortgage, LLC, we strive to give you the best customer experience. Our professional mortgage consultants will guide you through every step of the loan process with knowledge and care, and focus with you one-on-one to meet all of your mortgage needs.

Mortgage 101

Find a Prosperity Mortgage Consultant

Learn more about our Community Lending Program

Check it out!

What our customers are saying

More reviews

Buying a new home?

Our Buyer Advantage® can make your offer stand out.

Apply now

Tim W. Wilson

President and CEO

"Where technology & lending merge to create the ultimate customer experience"

4.88 of 5.00

Our average client rating. YTD 12/2021 on experience.com

Home financing tailored to meet your needs.

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

01
Buyer Advantage®
02
Lock, Shop & Home
03
XLR8

04
RAPID CLOSE ™
05
Prosperity Express

Find the right home for your budget

Use our calculators

What is your home worth?

Check current market values for your home and view buyer demand.

Get report

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Find a Prosperity
Mortgage Consultant

State:

Select State

Where are you located?

Zip code

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

4.88 of 5.00

Our average client rating. YTD 01/2023 on experience.com

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

Justin Messer

President and CEO

Justin Messer

Go to top

Apply Now

Do Not Sell My
Personal Information

Recruitment Scam Warning

Privacy, security & legal State Licensing NMLS Consumer Access Affiliated Business Arrangement Disclosure For complaints in Texas Privacy Policy - Opt Out

Our company
Privacy, Security & Legal Career Opportunities About Prosperity Leadership Team
Tools & Resources
Mortgage 101 Mortgage Calculators Mortgage Glossary Blog & News Payments
Contact Us

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.Watch out for recruitment scams! Prosperity Home Mortgage has been made aware of the existence of fraudulent job postings on some third party social media platforms. Verify the legitimacy of all job postings before submitting any personal information by searching for “Open Positions” on Prosperity’s Career Opportunities page at https://www.phmloans.com/career-opportunities

©2025 Prosperity Home Mortgage LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Arizona Mortgage
Bankers License 1001252. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR,AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND,NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and is committed to Diversity, Equity, and Inclusion in the workplace. We prohibit discrimination and harassment of any type based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

The advantage is yours.

We are honored to serve you.

Unique products

Special programs

First-time home buyer programs

Speed up close

Ask Us About Pathway To Prosperity

Professional mortgage consultants

Learn more about our Community Lending Program

What our customers are saying

Buying a new home?

"Where technology & lending merge to create the ultimate customer experience"

Home financing tailored to meet your needs.

Find the right home for your budget

What is your home worth?

Find a Prosperity Mortgage Consultant

Where are you located?

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

The advantage
is yours.

First-time home buyer programs

Ask Us About
Pathway To Prosperity

Find a Prosperity
Mortgage Consultant